Terms & Conditions

CLAUSE 1

Acceptance of Terms

These Terms and Conditions ("Terms", "Agreement") constitute a legally binding agreement between you ("User", "Player", "you") and 90apiso ("90apiso", "we", "us", "our") governing your access to and use of the website located at 90apiso.com and all associated services, games, features, and content made available through the platform (collectively, the "Service").

By accessing the 90apiso website, creating an account, making a deposit, or using any part of the Service, you unconditionally accept and agree to be bound by these Terms in their entirety. If you do not agree to these Terms, you must immediately cease using the Service and close your account if one has been created.

Important Notice

These Terms should be read alongside 90apiso's Privacy Policy and Responsible Gaming Policy, both of which form part of your agreement with 90apiso. Where any conflict exists between documents, these Terms shall prevail unless explicitly stated otherwise.

90apiso reserves the right to amend these Terms at any time. Continued use of the Service following notification of changes constitutes acceptance of the revised Terms. Players are encouraged to review these Terms periodically.

CLAUSE 2

Eligibility and Age Verification

Access to the 90apiso Service is subject to the following eligibility requirements, all of which must be satisfied at the time of registration and maintained throughout your use of the Service:

2.1 Minimum Age. You must be at least twenty-one (21) years of age. This minimum age requirement is mandated by the Philippine Amusement and Gaming Corporation (PAGCOR) and applies to all casino and gaming activities in the Philippines. The use of the 90apiso Service by any person under 21 years of age is strictly prohibited.

2.2 Jurisdiction. You must be accessing the Service from a jurisdiction in which online gambling is lawful and not restricted. You are solely responsible for ensuring that your use of 90apiso complies with the laws applicable in your location.

2.3 Capacity. You must have full legal capacity to enter into a binding contract. You must not be under any legal disability, guardianship order, or judicial determination that restricts your ability to enter into contracts.

2.4 Self-Exclusion. You must not be subject to a self-exclusion order or voluntary exclusion from any gambling platform, including 90apiso. If you have previously self-excluded from 90apiso, you must not attempt to re-register or access the Service during your exclusion period.

Age Enforcement

90apiso takes its age verification obligations seriously. KYC (Know Your Customer) identity verification is mandatory before any withdrawal is processed. Any account confirmed to belong to a person under the age of 21 will be permanently closed and any balance will be handled in accordance with applicable regulations. 90apiso does not accept or retain deposits from underage players.

CLAUSE 3

Account Registration

To access real-money gaming services at 90apiso, you must register a player account. The following conditions apply to account registration and maintenance:

3.1 One Account Rule. Each individual is permitted to hold only one (1) active 90apiso account. Creating multiple accounts ("duplicate accounts") is strictly prohibited. Where duplicate accounts are identified, 90apiso reserves the right to close all associated accounts and void any balances or winnings accrued through the duplicate accounts.

3.2 Accurate Information. You agree to provide accurate, complete, and current information when registering your account, including your full legal name, date of birth, email address, and Philippine mobile number. Providing false or misleading information constitutes a material breach of these Terms.

3.3 Know Your Customer (KYC). 90apiso is required to verify the identity of its players as part of its anti-money laundering and age verification obligations. You agree to submit valid government-issued Philippine identification documents and any additional documentation requested. Failure to complete KYC verification will restrict account functionality, including but not limited to withdrawal access.

3.4 Account Maintenance. You are responsible for maintaining your account information in an accurate and up-to-date condition. Any changes to your registered details (email, mobile number, address) must be reported to 90apiso support promptly. 90apiso accepts no liability for communications delivered to outdated contact information.

90apiso reserves the right to decline any account registration application at its sole discretion, without obligation to provide a reason for refusal.

CLAUSE 4

Account Security and Password

You are solely responsible for maintaining the confidentiality and security of your 90apiso account credentials, including your username, password, and any two-factor authentication details.

4.1 Credential Security. You must not share your login credentials with any third party, including family members. 90apiso will not be liable for any losses resulting from unauthorized access to your account caused by your failure to maintain credential security.

4.2 Unauthorized Access. If you suspect that your account has been accessed without your authorization, you must notify 90apiso support immediately via live chat. Upon notification, 90apiso will take reasonable steps to restrict account access pending investigation.

4.3 Shared Devices. If you access 90apiso from a shared device (including family computers, internet cafes, or borrowed mobile phones), you must ensure you log out of your account after each session. 90apiso accepts no liability for consequences arising from failure to log out on a shared device.

90apiso employs industry-standard 256-bit SSL encryption to protect all account sessions. Two-factor authentication (2FA) is available and strongly recommended for all 90apiso accounts.

CLAUSE 5

Deposits and Payment Methods

All deposits to your 90apiso account are subject to the following terms:

5.1 Accepted Methods. 90apiso currently accepts deposits via GCash, PayMaya, BPI Online Banking, BDO Online Banking, Metrobank Online, and UnionBank. Available payment methods may change at 90apiso's discretion without prior notice.

5.2 Minimum Deposit. The minimum deposit is One Hundred Philippine Pesos (₱100) for e-wallet transactions (GCash, PayMaya) and Two Hundred Philippine Pesos (₱200) for bank transfers. Deposits below the minimum may not be processed.

5.3 Own Funds Only. You may only deposit funds that you own and are legally authorized to use. 90apiso does not accept deposits funded by third parties. Any third-party funding detected will result in account restriction pending investigation.

5.4 Non-Refundability. Deposits made to your 90apiso account in good faith are non-refundable, except in circumstances where 90apiso is required by law to return funds (such as verified underage account closure or confirmed fraud). Deposits may be withdrawn subject to the withdrawal terms in Clause 6.

5.5 Currency. All 90apiso accounts are maintained in Philippine Pesos (PHP). Deposits made from foreign currency accounts may be subject to conversion at rates determined by your payment provider.

90apiso does not charge fees on deposits, though your payment provider may apply their own transaction charges. Players should confirm applicable fees with their bank or e-wallet provider before depositing.

CLAUSE 6

Withdrawals

Withdrawal of funds from your 90apiso account is subject to the following conditions:

6.1 KYC Prerequisite. A withdrawal may only be processed to a verified account. Full KYC documentation must be submitted and approved before any withdrawal request will be actioned by 90apiso.

6.2 Minimum Withdrawal. The minimum withdrawal amount is Two Hundred Philippine Pesos (₱200). Requests below this threshold will not be processed.

6.3 Same-Method Policy. Withdrawals will be returned to the same payment method used for the most recent deposit, where technically feasible. This policy is part of 90apiso's anti-money laundering controls.

6.4 Processing Times. GCash and PayMaya withdrawals are typically processed within the same business day for verified accounts. Bank transfer withdrawals follow inter-bank clearing schedules and may take one (1) to three (3) business days. These timelines are indicative and not guaranteed.

6.5 Wagering Requirements. Funds derived from bonuses are subject to wagering requirements and may not be withdrawn until those requirements are met. Free balance (real-money deposits) may generally be withdrawn independently of bonus wagering status.

90apiso reserves the right to perform additional verification checks before processing large withdrawals, in compliance with applicable anti-money laundering regulations.

CLAUSE 7

Bonuses and Promotions

90apiso offers various bonuses and promotional offers to eligible players. All bonuses are subject to the following general terms, in addition to any specific terms published with each individual promotion:

7.1 Wagering Requirements. All bonus funds must be wagered a specified number of times before they become eligible for withdrawal. The applicable wagering multiplier and eligible games are stated in each promotion's specific terms.

7.2 One Bonus at a Time. Unless explicitly stated otherwise, only one bonus may be active on your 90apiso account at any given time. Accepting a new bonus while a previous bonus has not been completed may result in forfeiture of the uncompleted bonus.

7.3 Abuse Prevention. 90apiso reserves the right to void bonuses and associated winnings, and to suspend accounts, where it determines that bonuses have been claimed in bad faith, through the use of multiple accounts, or through any form of coordinated abuse. The determination of what constitutes bonus abuse is at 90apiso's sole discretion.

7.4 Promotional Eligibility. Not all promotions are available to all players. Eligibility may be based on residency, account verification status, VIP tier, or other criteria specified in the promotion. 90apiso reserves the right to exclude any player from any promotion at its discretion.

Promotional Changes

90apiso reserves the right to modify, suspend, or withdraw any bonus or promotional offer at any time without prior notice. Any changes will not affect bonus funds already credited to an account, provided the applicable wagering requirements are in process at the time of the change.

CLAUSE 8

Game Rules and Fair Play

All games available on the 90apiso platform are governed by individual game rules published within each game interface. The following general fair play provisions apply across all 90apiso games:

8.1 Certified RNG. All RNG (Random Number Generator) based games at 90apiso are certified by independent testing laboratories. Game outcomes are statistically random and cannot be predicted or influenced by any player action outside the permitted game mechanics.

8.2 Malfunction Policy. In the event of a technical malfunction that affects the outcome of a game, 90apiso reserves the right to void the affected game round and return the wagered amount to the player's balance. Winnings generated during a malfunction will not be paid. "Malfunction voids all pays and plays" applies to all 90apiso games.

8.3 Prohibited Software. The use of bots, automated betting software, artificial intelligence tools, game-exploit software, or any other unauthorized third-party tool that interacts with the 90apiso Service is strictly prohibited. 90apiso actively monitors for such activity.

8.4 Collusion. Any form of collusion between players — including but not limited to chip-dumping in poker, coordinated betting, or signal-sharing in live dealer games — is a material breach of these Terms and will result in account closure and void of winnings.

CLAUSE 9

Responsible Gaming

90apiso is committed to promoting responsible gaming and minimizing the potential for gambling-related harm. The following provisions reflect 90apiso's responsible gaming obligations:

9.1 Age Verification. As stated in Clause 2, access to 90apiso is restricted to individuals 21 years of age or older, in compliance with PAGCOR regulations. Age verification is strictly enforced through KYC documentation.

9.2 Player-Controlled Limits. Registered players may set deposit limits, session time limits, and loss limits through their account dashboard. These tools are available at all times and take effect as follows: limit reductions take effect immediately; limit increases are subject to a cooling-off period as defined in 90apiso's Responsible Gaming Policy.

9.3 Self-Exclusion. Players may request a self-exclusion of 30 days, 6 months, 12 months, or indefinite duration. Self-exclusion requests must be submitted in writing to 90apiso support. Once applied, a self-exclusion cannot be reversed until the elected period expires. During self-exclusion, 90apiso will take reasonable steps to prevent marketing communications reaching the excluded player.

9.4 Reality Checks. Session duration reminders are available on all 90apiso games. Players are encouraged to use these tools as part of a healthy gaming routine.

For full responsible gaming guidance, including PAGCOR helpline information, please visit our Responsible Gaming page.

CLAUSE 10

Prohibited Conduct

The following conduct is expressly prohibited on the 90apiso platform and constitutes a material breach of these Terms:

Registering more than one account per individual
Providing false, misleading, or fraudulent information during registration or KYC
Using the Service for money laundering or any other illegal financial activity
Depositing funds obtained through illegal means or from unauthorized third-party sources
Using automated software, bots, or scripts to interact with the Service
Exploiting software vulnerabilities or errors in 90apiso's platform
Colluding with other players to gain an unfair advantage in any game
Harassing, abusing, or threatening 90apiso staff or other players
Attempting to access the accounts of other players
Using the platform while subject to a self-exclusion order
Any conduct that 90apiso reasonably determines to be fraudulent or harmful to the integrity of the platform

Where 90apiso determines that prohibited conduct has occurred, it may immediately suspend the account, void associated winnings, and report the matter to relevant regulatory or law enforcement authorities as appropriate under Philippine law.

CLAUSE 11

Intellectual Property

All content on the 90apiso platform — including but not limited to website design, game interfaces, graphics, text, logos, trademarks, software, and game content supplied by third-party providers — is protected by intellectual property rights owned by or licensed to 90apiso.

11.1 Limited License. 90apiso grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Service for your personal entertainment purposes only. This license does not extend to any commercial use, reproduction, distribution, modification, or public display of any 90apiso content.

11.2 Restrictions. You may not copy, scrape, reverse-engineer, decompile, or attempt to extract the source code of any part of the 90apiso platform. You may not use 90apiso trademarks, logos, or brand assets without prior written consent.

Third-party game content provided by suppliers such as Pragmatic Play, Evolution Gaming, PG Soft, and others remains the intellectual property of those respective providers, subject to their own licensing terms.

CLAUSE 12

Limitation of Liability

To the fullest extent permitted by applicable Philippine law, 90apiso's total liability to you in connection with the Service — whether arising in contract, tort (including negligence), breach of statutory duty, or otherwise — shall be limited to the amount of real-money deposits held in your active account balance at the time the claim arises.

12.1 Exclusion of Consequential Loss. 90apiso shall not be liable for any indirect, incidental, special, or consequential loss or damage, including but not limited to loss of profits, loss of data, business interruption, or reputational harm, arising from your use of or inability to use the Service.

12.2 Force Majeure. 90apiso shall not be liable for any failure or delay in performance of the Service arising from circumstances beyond its reasonable control, including but not limited to internet outages, power failures, government actions, natural disasters, or telecommunications failures.

12.3 Third-Party Content. Game content is supplied by independent providers. While 90apiso selects certified providers, it is not liable for errors, malfunctions, or incorrect payouts originating from third-party game software, beyond its obligations to apply the malfunction policy in Clause 8.2.

Nothing in these Terms limits 90apiso's liability for fraud, gross negligence, or any liability that cannot be excluded under applicable Philippine law.

CLAUSE 13

Privacy and Data Protection

90apiso collects and processes personal data in connection with account registration, KYC verification, payment processing, and general platform operation. The collection, use, storage, and protection of your personal data is governed by 90apiso's Privacy Policy, which is incorporated into these Terms by reference.

By registering a 90apiso account and accepting these Terms, you consent to the processing of your personal data as described in the Privacy Policy. You have the right to access, correct, and in certain circumstances request deletion of your personal data held by 90apiso, subject to 90apiso's legal obligations to retain data for regulatory and anti-money laundering purposes.

90apiso does not sell personal data to third-party advertisers. Data is shared only with licensed payment processors, identity verification providers, and regulatory authorities where required by law.

CLAUSE 14

Amendments to These Terms

90apiso reserves the right to amend, update, or replace these Terms at any time. When material changes are made, 90apiso will notify registered players via the email address on file, or through a notice posted prominently on the platform, at least seven (7) days before the changes take effect — except where changes are required for legal or regulatory compliance, in which case they may take effect immediately.

Your continued use of the 90apiso Service after the effective date of any amendment constitutes your acceptance of the revised Terms. If you do not agree to the revised Terms, you must close your account before the effective date and withdraw any remaining balance.

The most current version of these Terms is always available at 90apiso.com/terms-conditions. We recommend checking this page periodically to stay informed of any changes.

CLAUSE 15

Governing Law and Dispute Resolution

These Terms and Conditions shall be governed by and construed in accordance with the laws of the Republic of the Philippines. Any dispute, controversy, or claim arising out of or in connection with these Terms, or the use of the 90apiso Service, shall be subject to the exclusive jurisdiction of the courts of the Philippines.

Prior to initiating any formal legal proceedings, players are encouraged to contact 90apiso's customer support team to seek resolution of any dispute. 90apiso is committed to addressing player complaints promptly and fairly.

If a dispute cannot be resolved through direct communication, players may submit a formal complaint through 90apiso's internal dispute resolution process. 90apiso will provide a written response to formal complaints within a reasonable timeframe.

CLAUSE 16

Contact Information

If you have any questions, concerns, or complaints regarding these Terms and Conditions, or any aspect of the 90apiso Service, please contact our support team through the live chat facility available on the 90apiso platform. Our support team is available 24 hours a day, 7 days a week, in English.

For written correspondence, you may reach 90apiso at the following email address (plain text, not a clickable link):

Support Contact

Email: [email protected]
Response time: typically within 24 hours for email enquiries. For urgent account issues, live chat is the fastest channel.

These Terms and Conditions were last updated on 1 January 2026. This version supersedes all prior versions of 90apiso's Terms and Conditions.

Terms at a Glance

Age 21+ Required

One Account Per Person

Bonus Wagering Requirements

Responsible Deposits

No Fraud or Abuse

Account Suspension Rights

Agree to the Terms? Start Playing at 90apiso